The North American Securities Administrators Association (NASAA) warns that in 2025, AI-generated deepfakes, social media hype, and fraudulent investment bots will make it harder than ever for investors to tell real from fake. Crypto pump-and-dump schemes, fake AI trading platforms, and deepfake celebrity endorsements are expected to flood platforms like Twitter, YouTube, and TikTok, luring victims into losing millions.

A recent UK study reveals that artificial intelligence-generated disinformation is escalating the risk of bank runs. By creating fake news stories or memes suggesting financial instability, malicious actors can exploit social media to incite panic among depositors. The study demonstrated that a mere £10 spent on targeted social media ads could potentially move up to £1 million in deposits.

A recent study by Say No to Disinfo and Fenimore Harper Communications reveals that AI-generated fake news significantly heightens the risk of bank runs, posing a serious threat to financial stability. The research underscores the urgency for banks to enhance their monitoring systems to detect and counteract disinformation before it impacts customer behavior.

A recent report highlights a surge in sophisticated phishing attacks leveraging artificial intelligence to deceive high-level executives at prominent companies like eBay and Beazley. These AI-generated scams craft personalized emails that mimic human-like communication, making them harder to detect and evade traditional security filters. By incorporating personal employee information sourced from social media and other platforms, these fraudulent messages become increasingly convincing, posing significant risks to corporate security.

A recent trend on TikTok involved users exploiting bank policies through fraudulent "to me from me" check deposits at ATMs. Although presented as a "hack," this activity constitutes check fraud and has been shared widely on social media, reaching millions within hours. This viral fraud trend highlights how misinformation about financial "loopholes" can spread rapidly, posing challenges for banks in terms of fraud prevention and consumer education

The Australian Securities and Investments Commission (ASIC) has issued a warning about an uptick in advanced scams where fraudsters impersonate legitimate financial services firms to promote fake bond and term deposit investments. These scams often involve the misuse of authentic business details—such as addresses, Australian Business Numbers (ABNs), and Australian Financial Services (AFS) license numbers—to create convincing marketing materials. Victims are lured through online ads and social media, leading them to provide personal information and transfer funds to accounts controlled by scammers.

A Hong Kong employee thought they were attending a routine video call with their CFO and colleagues—only to later discover that every face in the meeting, including the boss, was an AI-generated deepfake. By the time the deception was uncovered, scammers had vanished with $35 million.